Overview
NIP is built from independent modules that work together or run on their own. This lets you introduce capabilities in steps while keeping existing investments. Connectivity uses REST APIs, message queues, SFTP, databases, file interfaces, and event-driven services, with no proprietary lock-in.
Module | What it does |
Integration Framework | Connects banking applications, SWIFT, payment systems, APIs, databases, and files. |
Message Transformation | Converts ISO 20022, SWIFT FIN, XML, JSON, CSV, and proprietary formats. |
Workflow Engine | Automates routing, approvals, repairs, retries, and processing decisions. |
Validation Engine | Checks message structure, mandatory fields, business rules, and reference data. |
Routing Engine | Routes transactions by message, scheme, destination, currency, customer, or rule. |
SWIFT Connectivity | Connects to Alliance Access, Alliance Cloud, SWIFT APIs, and Essentials services. |
API Gateway | Provides reusable APIs for initiation, tracking, enquiries, and integration. |
Monitoring & Operations | Centralises dashboards, queues, alerts, SLAs, audit trails, and transaction tracking. |
NIP runs on-premises, in the cloud, or in a hybrid model, so the deployment can match your operational and compliance constraints. It is designed for high-volume financial messaging with resilience and complete transaction traceability.

