Decision taken in 09/2018 to adopt ISO20022 for high value payments by some of the Worlds largest market infrastructures. This is an exciting time which effectively means a renovation of the existing payments landscape. Increasing efficiencies, Straight-through-processing, opportunities, regulatory compliance, identification of parties, reduced cost. ISO20022 Roadmap means community wide collaboration with newly created Cross-border payments and reporting Plus group ( CBPR+). Migration of cross border payments starts in 11/2021. Swift will provide a service to translate between MT and ISO20022.